If you’ve ever scrolled through your texts and cringed at those pesky Cash App referral messages, there’s a silver lining: Washington residents may receive a payout from the Cash App $147 settlement 2025. This $12.5 million class action settlement, stemming from Bottoms v. Block, Inc., compensates users who received unsolicited promotional texts from November 2019 to August 2025. Here’s a simple guide to eligibility, payouts, and next steps.
What Is the Cash App $147 Settlement?
The settlement resolves claims that Cash App violated Washington’s Commercial Electronic Mail Act by sending spam texts without consent through its “Invite Friends” feature. Block, Inc., denies wrongdoing but agreed to the $12.5 million settlement to cover:
- Individual payouts: $88–$147 per eligible filer, prorated
- Legal and administrative costs
- Encouragement for better opt-in practices
This settlement is not related to data breaches—it strictly compensates users for unsolicited referral messages.
Who Qualifies for the $147 Payout?
Eligibility is focused on Washington residents who received unconsented Cash App referral texts during the class period. Key criteria include:
- Residency: Must have lived in Washington when receiving the message
- Text dates: Received a referral between Nov 14, 2019, and Aug 7, 2025
- Consent: Did not give prior approval for promotional texts
- Claim filing: Submitted by Oct 27, 2025 (deadline now passed)
Exclusions: Block employees, their families, and those who opted out.
Eligibility Snapshot
| Factor | Requirement |
|---|---|
| Residency | Washington State only |
| Text Consent | None given |
| Claim Deadline | October 27, 2025 |
| Payout Range | $88–$147, prorated |
Automatic inclusion applies if criteria are met. Multiple texts do not increase payouts; each filer gets a proportional share.
Payout Timeline
After court approval on Dec 2, 2025, payouts are expected:
- Direct deposit: 4–6 weeks after approval if bank info is provided
- Paper checks: Mailed within 8 weeks; allow an extra 2–4 weeks for delivery
- Check status: Log in with claim ID at BottomsTextSettlement.com
Most payments should reach recipients by late 2025 or early 2026. Delays may occur if appeals arise.
How to Manage Your Claim
Even after the deadline, you can ensure your claim is in order:
- Verify status: Use phone number or claim ID on the official site
- Update payment info: Enter bank details promptly if opting for direct deposit
- Contact admins: Email info@BottomsTextSettlement.com; avoid scams
- Avoid fraud: Official communication is via mail only—no calls demanding personal info
Why This Settlement Matters
The $147 payout is more than money—it’s recognition that users deserve privacy and consent in the digital age. It encourages fintech companies to enforce stricter opt-in policies and sets a precedent for protecting consumer rights.
FAQs – Cash App $147 Settlement 2025
Q1: Did I miss the claim deadline?
Yes, the deadline was October 27, 2025. Late claims are not accepted.
Q2: Which messages qualify?
Referral texts sent between Nov 14, 2019, and Aug 7, 2025, to Washington residents without prior consent.
Q3: How much will I receive?
Payouts range from $88–$147, prorated based on total valid claims.
Q4: Do I need proof of receiving texts?
No, self-certification is enough. Cash App phone records verify eligibility.
Q5: Is this related to a data breach?
No, this settlement covers only spam referral messages; data breach cases are separate.
Conclusion
The Cash App $147 settlement 2025 turns unwanted spam texts into tangible rewards for eligible Washington residents. If you filed on time, monitor BottomsTextSettlement.com for updates—direct deposits could arrive by year-end. Beyond cash, it underscores the importance of consent in digital communications and encourages companies to respect user privacy. Keep an eye out for future settlements; your next notification could also bring unexpected relief.